Pay4Later Financial Information


Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit http://www.


Representative Finance Example (0%)

18ct white gold baguette and brilliant cut half set eternity ring 0.27cts

  • Purchase Price £848.00
  • Deposit £212.00
  • Amount of Credit £636.00
  • 12 Monthly Payments £53.00
  • Total Repayable £636.00
  • Duration of Agreement 12 months
  • Rate of Interest 0%
  • APR Representative 0% (Fixed)

Longer term payments of 18 and 24 months are available.